Defense Verdict Obtained in Homeowner’s Insurance Breach of Contract Hail Case

Posted in Newsletters - 2016 on December 12, 2016

On December 7, 2016 – (Flagler County, FL) Robert Horwitz and Jeffrey Blaker were successful in defending a homeowner insurance breach of contract action where the insured sought a total roof replacement and interior ensuing damages as result of an alleged 2013 hail storm.  The trial included extensive expert testimony involving competing scientific evidence on the formation, tracking and severity of storms/hail, as well as forensic evaluation by licensed roofing contractors on roof damage to determine cause and origin.  The defense was successful in establishing through an expert meteorologist that little to no hail fell at or near the insured’s home during the storm.  In addition, the defense was able to use its roofing expert to explain the alleged damage to the roof as not related to any storm/hail event during the policy term and the fact the roof was not in need of replacement. The Jury determined there was no sudden and accidental  loss to property during the policy term.