April 14, 2023 | Verdicts and Settlements

Summary Judgment Secured in Homeowner’s Insurance Case

Jesse C. Dyer and Augusto M. Vaccaro recently prevailed on a motion for final summary judgment in a homeowner’s insurance case in Miami-Dade County, in which the Plaintiffs alleged that the insurer materially breached the insurance policy by failing to make payment for property damage resulting from a plumbing failure. The Court agreed with the insurer that a $10,000 sublimit applied to the entirety of Plaintiffs’ insurance claim and that coverage under the sublimit had been exhausted. Plaintiffs contended that the $10,000 sublimit did not apply because the plumbing failure resulted in mold, but the Court rejected this argument both because there was not any timely, competent evidence supporting it and Plaintiffs’ mold theory was not alleged in the Complaint.

April 12, 2023 | Verdicts and Settlements

Summary Judgment Secured in a Trip and Fall Case

Attorney Tylar Heintz of our Orlando office won a summary judgment for a residential homeowner in a trip and fall sidewalk case in Orange County, Florida.  Plaintiff alleged he tripped due to underground tree roots buckling the concrete sidewalk adjacent to the homeowners’ residence. Plaintiff brought suit against the homeowners, the HOA, the management company and Orange County. Based on case law presented from the 1st, 3rd, and 4th DCAs, the Court agreed with Mr. Heintz’s argument that a property owner has no duty to maintain or repair a public sidewalk, and therefore granted final summary judgment in favor of the Defendant homeowners.

March 24, 2023 | Legal Alerts

Florida Tort Reform

The Governor has now signed the new Tort Reform Act into law effective today, March 24, 2023. The law significantly changes personal injury, wrongful death, attorneys’ fee claims in personal injury protection and first party property insurance claims, as well as insurer bad faith cases in this state. The key points of the bill as signed by Governor DeSantis, are as follows:

March 17, 2023 | Legal Alerts

Insurance Fraud Costs the U.S. $308 Billion Annually

The Coalition Against Insurance Fraud (CAIF) has come out with a new study that shows the full extent of insurance fraud in the United States. For the first time in almost three decades, the figure that estimates total losses due to insurance fraud has been updated. According to the CAIF, total losses due to insurance fraud across the country are $308 billion. This figure is dramatically higher than the group’s $80 billion estimate in 1995, which is the last time it released an estimate of the cost of insurance fraud. The study may even underestimate the total amount of insurance fraud because some insurance companies may not realize that they have been defrauded due to sophisticated methods employed by fraudsters.