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Essential Business Insurance Coverage in 2021

Posted in Legal Alerts on February 23, 2021

Choosing the right insurance coverage for your company provides essential safety nets and protects your business from dangerous and devastating lawsuits. All businesses, no matter the size, must choose the appropriate insurance coverage that not only fulfills legal requirements set by the state of Florida but also protects company assets. Insurance requirements and recommendations vary greatly by business type and industry.   

 

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Important Commercial Truck Insurance Provisions

Posted in Legal Alerts on February 15, 2021

Commercial truck insurance is required for all operators in Florida and can act as a safety net in case an accident occurs. The Federal Motor Carrier Safety Administration (FMCSA) sets minimum requirements for commercial truck insurance. Additionally, each commercial truck driver will have insurance requirements based on the type of vehicle operated, weight of the vehicle, as well as the type of cargo transported. These factors can affect the minimum required coverage. Understanding what is required, as well as any special provisions that can be added, will help ensure adequate trucking insurance coverage in the state of Florida.

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Florida Workers’ Compensation Rules of Procedure

Posted in Legal Alerts on January 28, 2021

An employee being injured on the job can cause significant business disruptions, leave you worried about workers’ compensation exposure, and even have you preparing for potential future legal battles. Having an experienced attorney by your side to help navigate the Florida workers’ compensation claim process is critical to keeping your company protected after a work-related injury.

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Supreme Court issues long-awaited decision on whether an insured may recover consequential damages, over and above damages covered under the policy, in a breach of contract claim against an insurer

Posted in Legal Alerts on January 21, 2021

Today the Florida Supreme Court issued its opinion in Citizens Property Ins. Corp. v. Manor House, Case No. SC19-1394 (Fla., Jan. 21, 2021) in which the Court answered a certified question from the Fifth District Court of Appeal. In Manor House, the Fifth District asked the Supreme Court: In a first-party breach of insurance contract action brought by an insured against its insurer, not involving suit under section 624.155, Florida Statutes, does Florida law allow the insured to recover extra-contractual, consequential damages? The Supreme Court answered that question in the negative. 

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Business COVID Liability Protections to Be Debated in Florida This Session

Posted in COVID-19, Legal Alerts on January 15, 2021

With Florida coronavirus cases surging beyond last spring’s case numbers, the Florida Legislature is preparing to debate COVID-related lawsuit immunity for businesses during the 2021 legislative session. The issue is complicated and will require nuanced discussion on how to handle this unprecedented event.

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